How to Choose the Right Business Insurance for Your Industry

Safeguard your business from unforeseen risks and liabilities with tailored business insurance solutions. Get peace of mind knowing that your assets, employees, and operations are protected.

When you're running a small business, every decision counts – especially when it comes to protecting your hard-earned work. Insurance might not be the most glamorous aspect of business ownership, but it's undoubtedly one of the most crucial. Selecting the right insurance provider and policy can mean the difference between a minor setback and a catastrophic blow to your business. In this comprehensive guide, we'll explore some of the top insurance brands dedicated to small businesses, so you can make an informed decision that aligns with your company's needs.

Brand: Next

WE’RE 100% DEDICATED TO SMALL BUSINESS.

At Next, the focus is entirely on the small business owner. Their tailored business insurance solutions are designed to be hassle-free and cost-effective, giving you the peace of mind to take the calculated risks that can propel your business forward. From fledgling startups to growing enterprises with a team of 20, Next is committed to supporting your journey to success.

Tailored business insurance. Zero hassle. Big savings.

Next understands that your time is valuable. With a streamlined process, you can quickly inform them about your business activities, select the appropriate coverage, and receive your certificate of insurance. It's insurance made simple, so you can focus on what you do best – running your business.

Our business insurance gives you the confidence to take smart risks with your business.

Insurance with Next is all about providing a safety net, so you don't have to shy away from opportunities that come with inherent risks. Their policies are designed to support you in taking the steps that could take your business to the next level.

Let’s find the coverage you need for your business.

Next offers a variety of policies to ensure that your coverage is tailored to your specific needs. From general liability insurance for those "uh-oh" moments to workers' compensation for employee-related accidents, Next has you covered. They also offer specialized coverage for tools and equipment, commercial auto, and business owner’s policies for comprehensive protection.

Cost: Contact company for more info.

For pricing details, you'll need to reach out directly to Next. They can provide you with a personalized quote based on your business's unique requirements.

Brand: Three by Berkshire Hathaway

Our broad coverage includes protection from these unique industry risks without the need for additional policies.

Three by Berkshire Hathaway offers an inclusive policy that covers a wide range of risks, eliminating the need for multiple separate policies. Their coverage is comprehensive, straightforward, and backed by the financial strength of Berkshire Hathaway's extensive insurance experience.

Get all the coverages your business needs in a single inclusive policy that is easy to understand.

The policy provided by Three is a one-stop-shop for small businesses, combining essential coverages like liability and workers' compensation into a single, uncomplicated policy. This means no more navigating through complex insurance portfolios – just straightforward protection for your business.

THREE combines multiple business-critical coverages that small businesses need, like liability and workers compensation, all in a single policy.

By consolidating important coverages into one policy, Three helps you replace fragmented protection with a unified approach. The policy is designed to be clear and concise, reducing the potential for claim denials due to technicalities or fine print.

Cost: Receive a quote online.

For pricing information, you can easily obtain a quote online from Three. Their straightforward quoting process will give you a clear understanding of the costs associated with protecting your business.

Brand: Hiscox

Get Insurance Customized to your small business. America’s leading small business insurer.

Hiscox offers tailored insurance solutions for small businesses, recognizing that each company has unique needs and risks. As a leader in small business insurance in America, Hiscox is well-equipped to provide the right coverage for your business.

Small business owners have a lot going on, and it’s easy to let something like business insurance drop to the bottom of the list.

Hiscox understands the challenges of small business ownership and the tendency to overlook insurance. However, they emphasize the importance of protecting your business against unforeseen claims and lawsuits, which can arise even without any fault of your own.

Business insurance can cover the cost, including the cost to defend yourself.

With policies that cater to a range of professions and requirements, Hiscox ensures that you're covered against various liabilities. Whether it’s a slip and fall at your shop or a professional error, Hiscox has policies to protect your business.

Cost: Costs may vary.

The cost of insurance with Hiscox depends on various factors, including your industry and business size. You can receive a personalized quote by reaching out to them with your specific needs.

Brand: Thimble

General Liability Insurance. Thimble makes general liability insurance affordable.

Thimble specializes in providing affordable general liability insurance for small businesses. Their policies are accessible, with easy monthly payments or a one-time upfront payment, and you can receive an instant certificate of insurance.

What is general liability insurance?

General liability insurance is a fundamental need for any business, as it protects against third-party accidents such as bodily injury and property damage. Without it, a single claim could be financially devastating. Thimble ensures that you're equipped to handle such incidents without derailing your business objectives.

What's covered with general liability insurance?

Thimble's general liability insurance covers a broad spectrum of potential risks, from physical injuries to reputational damage. It also assists with legal defense costs, providing a comprehensive safeguard for your business.

Cost: Get a quote online.

You can quickly obtain a quote online from Thimble to understand the costs associated with their general liability insurance.

Brand: Tivly

Getting You The Best Rates On Business Liability Coverage.

Tivly, previously known as CommercialInsurance.NET, prides itself on helping you find the best rates for business liability coverage. Their process is quick and simple, ensuring you get an affordable and convenient quote in minutes.

Let the business insurance specialists at Tivly help you find affordable commercial insurance coverage.

Tivly's team of specialists is dedicated to matching you with the most suitable commercial insurance provider for your needs. Whether you're concerned about liability, bodily injury, property loss, or other risks, they're ready to assist you.

Learn More About Commercial Insurance.

Tivly goes beyond just providing quotes. They offer a knowledge base and a database of business insurance terms to help you understand your policy options better. Their goal is to demystify commercial insurance and make it accessible for small business owners.

Cost: Get a quote online.

For a personalized insurance quote that caters to your business's unique requirements, you can complete Tivly's online form or give them a call.

Choosing the right insurance for your small business is a decision that shouldn't be taken lightly. Each brand we've discussed offers distinct advantages, from Next's tailored policies and streamlined process to Three's comprehensive single-policy approach, Hiscox's industry-specific coverage, Thimble's affordable general liability insurance, and Tivly's commitment to finding you the best rates. It's important to carefully consider your business's specific needs, risks, and budget when selecting an insurance provider. With the right protection in place, you can confidently grow your business, secure in the knowledge that you're prepared for whatever challenges may come your way.